/* Vireo Wertholm: one theme (warm lacquer dark), flag red + flag gold. */
:root{
  --bg:#FBF7F4; --bg-2:#F5EEE9; --surface:#FFFFFF; --surface-2:#F5ECE6; --surface-3:#EBDDD4;
  --border:#E6D8CF; --border-strong:#CDB8AC;
  --text:#241817; --text-muted:#5E4C47; --cream:#FFF8F4;
  --accent:#B91C2E; --accent-hover:#D12A3C; --accent-deep:#8E1220; --accent-text:#B91C2E;
  --accent-tint:rgba(185,28,46,.09); --accent-line:rgba(185,28,46,.35);
  --gold:#3A2623; --gold-ink:#FFF8F4; --gold-tint:rgba(58,38,35,.07);
  --ok:#1E7A3A; --no:#B91C2E;
  --r-sm:8px; --r-md:14px; --r-lg:20px;
  --shadow-sm:0 1px 2px rgba(80,30,25,.08),0 2px 8px rgba(80,30,25,.06);
  --shadow-md:0 1px 2px rgba(80,30,25,.08),0 10px 28px rgba(80,30,25,.12);
  --shadow-lg:0 2px 4px rgba(80,30,25,.1),0 24px 60px rgba(80,30,25,.18);
  --font:'Be Vietnam Pro',system-ui,-apple-system,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;
  --ease:cubic-bezier(.2,.6,.2,1);
  --header-h:68px;
}
*,*::before,*::after{box-sizing:border-box}
html{overflow-x:clip;-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px)}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg,iframe,video,canvas{max-width:100%}
img{height:auto}
h1,h2,h3,h4{font-weight:700;line-height:1.25;margin:0 0 .6em;color:var(--text);text-wrap:balance}
h1{font-size:clamp(1.85rem,1.3rem + 2.1vw,3rem);font-weight:800;letter-spacing:-.01em}
h2{font-size:clamp(1.45rem,1.15rem + 1.1vw,2.1rem);font-weight:800}
h3{font-size:1.15rem}
h4{font-size:1rem}
p{margin:0 0 1em}
a{color:var(--accent-text);text-underline-offset:3px}
a:hover{color:var(--accent-hover)}
ul,ol{margin:0 0 1em;padding-left:1.25em}
li{margin-bottom:.4em}
strong{font-weight:700}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
.skip-link{position:absolute;left:12px;top:-60px;background:var(--gold);color:var(--gold-ink);padding:10px 16px;border-radius:var(--r-sm);z-index:200;font-weight:700;text-decoration:none}
.skip-link:focus{top:12px}
.container{width:100%;max-width:1200px;margin-inline:auto;padding-inline:clamp(16px,4vw,40px)}
.container--narrow{max-width:900px}
.section{padding-block:clamp(48px,7vw,88px);position:relative}
.section-head{max-width:760px;margin:0 0 clamp(24px,3.5vw,40px)}
.section-head--center{margin-inline:auto;text-align:center}
.section-head p{color:var(--text-muted);font-size:1.05rem;margin:0}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:.8em}
.muted{color:var(--text-muted)}
.small{font-size:.875rem}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---- decorative section bands (gradient is only the base layer) ---- */
.band-grid{background:
  linear-gradient(180deg,rgba(245,236,230,.7),rgba(251,247,244,0) 60%),
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='48' height='48' viewBox='0 0 48 48'%3E%3Cpath d='M48 0H0V48' fill='none' stroke='%233A2623' stroke-opacity='.06'/%3E%3C/svg%3E"),var(--bg)}
.band-dots{background:
  radial-gradient(900px 360px at 85% 0,rgba(185,28,46,.1),transparent 70%),
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24'%3E%3Ccircle cx='2' cy='2' r='1.2' fill='%23B91C2E' fill-opacity='.12'/%3E%3C/svg%3E"),var(--surface)}
.band-mesh{background:
  radial-gradient(700px 320px at 8% 100%,rgba(185,28,46,.06),transparent 70%),
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='104' viewBox='0 0 120 104'%3E%3Cpath d='M60 0l60 34.6v69.2M60 0L0 34.6v69.2M0 69.2L60 104l60-34.8' fill='none' stroke='%23B91C2E' stroke-opacity='.08'/%3E%3C/svg%3E"),var(--bg-2)}
.band-lines{background:
  linear-gradient(110deg,rgba(185,28,46,.07),transparent 45%),
  repeating-linear-gradient(135deg,rgba(58,38,35,.03) 0 1px,transparent 1px 22px),var(--surface)}

/* ---- buttons ---- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55em;height:48px;padding:0 24px;border-radius:12px;border:1.5px solid transparent;font:700 1rem/1 var(--font);text-decoration:none;white-space:nowrap;cursor:pointer;transition:transform .18s var(--ease),background-color .18s,border-color .18s,box-shadow .18s,color .18s}
.btn--primary{background:var(--accent);color:var(--cream);box-shadow:var(--shadow-sm)}
.btn--primary:hover{background:var(--accent-hover);color:var(--cream);transform:translateY(-1px);box-shadow:var(--shadow-md)}
.btn--primary:active{transform:translateY(0);background:var(--accent-deep)}
.btn--ghost{background:transparent;color:var(--text);border-color:var(--border-strong)}
.btn--ghost:hover{border-color:var(--gold);color:var(--gold);transform:translateY(-1px)}
.btn--ghost:active{transform:translateY(0)}
.btn--gold{background:var(--gold);color:var(--gold-ink)}
.btn--gold:hover{background:#4A332F;color:var(--gold-ink);transform:translateY(-1px)}
.btn--lg{height:54px;padding:0 30px;font-size:1.05rem}
.btn .icon{flex:none}

/* ---- header / nav ---- */
.urgency-strip{background:linear-gradient(90deg,var(--accent-deep),var(--accent));color:var(--cream);font-size:.9rem}
.urgency-strip__inner{display:flex;gap:8px 28px;justify-content:center;flex-wrap:wrap;padding-block:9px}
.urgency-strip p{margin:0;display:flex;align-items:center;gap:8px}
.urgency-strip .icon{color:var(--gold)}
.site-header{position:sticky;top:0;z-index:100;background:rgba(251,247,244,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--border);transition:box-shadow .2s,background-color .2s}
.site-header.is-scrolled{background:rgba(251,247,244,.97);box-shadow:var(--shadow-lg)}
.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:var(--header-h)}
.site-header__logo{display:inline-flex;text-decoration:none;color:var(--text)}
.logo{display:inline-flex;align-items:center;gap:10px}
.logo-mark{flex:none;display:block}
.logo-word{display:flex;flex-direction:column;line-height:1.05;font-weight:800;letter-spacing:-.01em}
.logo-word__a{font-size:1.12rem;color:var(--text)}
.logo-word__b{font-size:.74rem;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-top:2px}
.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--border);border-radius:12px;background:var(--surface);color:var(--text);align-items:center;justify-content:center;cursor:pointer}
.nav-toggle__close{display:none}
.nav-toggle[aria-expanded="true"] .nav-toggle__open{display:none}
.nav-toggle[aria-expanded="true"] .nav-toggle__close{display:inline-flex}
.site-nav{display:flex;align-items:center;gap:14px}
.site-nav__list{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.site-nav__item{position:relative;margin:0}
.site-nav__link,.site-nav__trigger{display:inline-flex;align-items:center;gap:6px;height:42px;padding:0 12px;border:0;border-radius:10px;background:none;color:var(--text);font:600 .95rem/1 var(--font);text-decoration:none;cursor:pointer;transition:background-color .15s,color .15s}
.site-nav__link:hover,.site-nav__trigger:hover,.has-menu.is-open>.site-nav__trigger{background:var(--surface-2);color:var(--gold)}
.site-nav__trigger .caret{transition:transform .2s var(--ease)}
.has-menu.is-open>.site-nav__trigger .caret{transform:rotate(180deg)}
.submenu{position:absolute;top:calc(100% + 12px);left:0;min-width:260px;list-style:none;margin:0;padding:8px;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);box-shadow:var(--shadow-md);opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .16s var(--ease),transform .16s var(--ease),visibility .16s;z-index:20}
.submenu::before{content:"";position:absolute;top:-6px;left:28px;width:11px;height:11px;background:var(--surface);border-left:1px solid var(--border);border-top:1px solid var(--border);transform:rotate(45deg)}
.submenu.is-right{left:auto;right:0}
.submenu.is-right::before{left:auto;right:28px}
.has-menu.is-open>.submenu,.has-menu:hover>.submenu,.has-menu:focus-within>.submenu{opacity:1;visibility:visible;transform:none}
.submenu li{margin:0}
.submenu a{display:block;padding:10px 12px;border-radius:8px;color:var(--text);text-decoration:none;font-size:.95rem;font-weight:500;transition:background-color .12s,color .12s}
.submenu a:hover,.submenu a:focus-visible,.submenu a[aria-current="page"]{background:var(--accent-tint);color:var(--accent-deep)}
.has-menu--documents .submenu{display:grid;grid-template-columns:1fr 1fr;min-width:520px;column-gap:4px}
.has-menu--documents .submenu,.has-menu--learn .submenu{left:auto;right:0}
.has-menu--documents .submenu::before,.has-menu--learn .submenu::before{left:auto;right:30px}
.site-nav__cta{height:44px;padding:0 20px;font-size:.95rem}

/* ---- ticker, breadcrumbs ---- */
.tv-ticker-wrapper{border-bottom:1px solid var(--border)}
.breadcrumbs{padding-block:14px 0;font-size:.875rem;color:var(--text-muted)}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0}
.breadcrumbs li{margin:0}
.breadcrumbs li+li::before{content:"/";margin-right:6px;color:var(--border-strong)}
.breadcrumbs a{color:var(--text-muted);text-decoration:none}
.breadcrumbs a:hover{color:var(--gold)}

/* ---- hero ---- */
.hero{position:relative;overflow:hidden;isolation:isolate;padding-block:clamp(36px,5vw,72px) clamp(40px,5vw,80px);background:var(--bg)}
.hero--home{padding-bottom:clamp(120px,15vw,210px)}
.hero__bg{position:absolute;inset:-40px 0 -40px 0;z-index:-1;pointer-events:none}
.hero__bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(251,247,244,.9) 0,rgba(251,247,244,.7) 42%,rgba(251,247,244,.1) 75%,rgba(251,247,244,0) 100%)}
.hero-scene,.hero-motif{position:absolute;inset:0;width:100%;height:100%;display:block}
.hero__grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);grid-template-areas:"title form" "body form" "body links";grid-template-rows:auto auto 1fr;column-gap:clamp(28px,5vw,72px);row-gap:20px;align-items:start;align-content:center}
.hero__title{grid-area:title;align-self:end}
.hero__body{grid-area:body}
.hero__form{grid-area:form}
.hero__links{grid-area:links;align-self:start}
.hero__links .hero-link{flex:1 1 0;min-width:0;padding:10px 12px;gap:10px;font-size:.9rem}
.hero__links .hero-link small{font-size:.74rem}
.hero__links{flex-wrap:nowrap;margin-top:0}
.hero__lead{font-size:1.1rem;color:var(--text);max-width:60ch}
.hero__flags{display:flex;align-items:center;gap:14px;margin:22px 0 4px;color:var(--text-muted);font-size:.95rem}
.hero__flags .flag{border-radius:3px;box-shadow:var(--shadow-sm)}
.hero__links{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.hero-link{display:flex;align-items:center;gap:12px;padding:12px 16px;background:rgba(255,255,255,.85);border:1px solid var(--border);border-radius:var(--r-md);color:var(--text);text-decoration:none;font-weight:600;transition:transform .18s var(--ease),border-color .18s,box-shadow .18s}
.hero-link:hover{transform:translateY(-2px);border-color:var(--accent-line);box-shadow:var(--shadow-md);color:var(--text)}
.hero-link .icon-badge{width:40px;height:40px;border-radius:11px}
.hero-link small{display:block;font-weight:400;color:var(--text-muted);font-size:.8rem;line-height:1.3}
.hero__checks{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:10px}
.hero__checks li{display:flex;gap:10px;margin:0;color:var(--text)}
.hero__checks .icon{color:var(--gold);flex:none;margin-top:3px}

/* ---- form block ---- */
.form-block{background:linear-gradient(180deg,var(--surface-2),var(--surface));border:1px solid var(--border-strong);border-radius:var(--r-lg);padding:clamp(20px,3vw,30px);box-shadow:var(--shadow-lg);position:relative}
.form-block::before{content:"";position:absolute;left:24px;right:24px;top:-1px;height:3px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,var(--accent),var(--gold))}
.form-block__title{font-size:1.25rem;font-weight:800;line-height:1.3;margin:0 0 6px;color:var(--text)}
.form-block__intro{color:var(--text-muted);margin:0 0 14px;font-size:.95rem}
.form-block form{margin:0}
.form-block form>div:first-child{display:flex !important;flex-wrap:wrap !important;gap:12px !important;padding:0 !important;margin:0 !important;width:100% !important;max-width:none !important}
.form-block form>div:first-child>div{margin:0 !important;padding:0 !important;float:none !important;flex:1 1 100% !important;width:100% !important;max-width:100% !important}
.form-block form>div:first-child>div:nth-child(1),.form-block form>div:first-child>div:nth-child(2){flex:1 1 calc(50% - 6px) !important;width:calc(50% - 6px) !important;min-width:150px}
.form-block input[type=text],.form-block input[type=email],.form-block input[type=tel],.form-block input[type=password]{width:100%;height:50px;padding:0 14px;border-radius:12px !important;border:1.5px solid var(--border-strong) !important;background:var(--bg) !important;color:var(--text) !important;font:500 1rem var(--font) !important;transition:border-color .15s,box-shadow .15s}
.form-block input::placeholder{color:#8A7871 !important}
.form-block input:focus{outline:none !important;border-color:var(--gold) !important;box-shadow:0 0 0 3px rgba(185,28,46,.18) !important}
.form-block input[type=submit]{width:100%;height:54px;border:0 !important;border-radius:12px !important;background:var(--accent) !important;color:var(--cream) !important;font:800 1.05rem var(--font) !important;cursor:pointer;box-shadow:var(--shadow-sm);transition:background-color .15s,transform .15s var(--ease)}
.form-block input[type=submit]:hover{background:var(--accent-hover) !important;transform:translateY(-1px)}
.form-block input[type=submit]:active{background:var(--accent-deep) !important;transform:none}
.form-block .iti{width:100%}
.form-block__note{display:flex;gap:10px;align-items:flex-start;margin:14px 0 0;font-size:.92rem;color:var(--text)}
.form-block__note .icon{color:var(--gold);flex:none;margin-top:2px}
.form-legal{margin:12px 0 0;font-size:.8rem;color:var(--text-muted)}
.form-legal a{color:var(--text)}

/* ---- cards / badges ---- */
.icon-badge{display:inline-flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:14px;background:var(--accent-tint);color:var(--accent-text);flex:none}
.icon-badge--gold{background:var(--gold-tint);color:var(--gold)}
.grid{display:grid;gap:20px}
.grid--auto{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:24px;box-shadow:var(--shadow-sm);transition:transform .2s var(--ease),box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--accent-line)}
.card h3{display:flex;align-items:center;gap:12px;margin-bottom:.5em}
.card p:last-child{margin-bottom:0}
.card--link{display:block;text-decoration:none;color:inherit}
.card__top{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.card__top h3{margin:0}
.card__more{display:inline-flex;align-items:center;gap:6px;margin-top:12px;font-weight:600;color:var(--accent-text)}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,5vw,64px);align-items:center}
.split--wide-left{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr)}
.split--wide-right{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr)}
.illus{border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-md);border:1px solid var(--border)}
.il{display:block;width:100%;height:auto}
.il .a{fill:var(--accent)}.il .a2{fill:var(--accent-deep)}.il .g{fill:var(--gold)}
.il .s{fill:var(--surface-2)}.il .s3{fill:var(--surface-3)}.il .t{fill:var(--text)}
.il .ls{stroke:var(--gold);fill:none}.il .lr{stroke:var(--accent-text);fill:none}

/* numbered steps: small accent circle, not a display numeral */
.steps{counter-reset:step;list-style:none;margin:0;padding:0;display:grid;gap:18px}
.step{position:relative;display:grid;grid-template-columns:44px minmax(0,1fr);gap:16px;margin:0;padding:20px;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg)}
.step__num{width:38px;height:38px;border-radius:50%;background:var(--accent);color:var(--cream);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1rem;margin-top:2px}
.step h3{margin:0 0 .35em;font-size:1.1rem}
.step p{margin:0;color:var(--text-muted)}
.steps--row{grid-template-columns:repeat(auto-fit,minmax(230px,1fr));position:relative}
.steps--row .step{grid-template-columns:1fr;gap:12px}
.steps--row .step__num{margin:0}
.step .icon-badge{position:absolute;right:16px;top:16px;width:42px;height:42px;border-radius:12px}

/* ---- tables ---- */
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--r-md);background:var(--surface);box-shadow:var(--shadow-sm);margin:0 0 1.2em;-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;font-size:.95rem}
caption{caption-side:top;text-align:left;padding:14px 16px 0;font-weight:700}
th,td{padding:14px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--border)}
thead th{background:var(--surface-2);font-weight:700;white-space:nowrap}
tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}
tbody tr:nth-child(even){background:rgba(58,38,35,.025)}
tbody th{font-weight:600}
.table-wrap table{min-width:560px}
.compare{min-width:520px}
.compare thead th:nth-child(2){color:var(--gold)}
.compare td:nth-child(2),.compare th:nth-child(2){background:var(--gold-tint)}
.compare td{text-align:center}
.compare td:first-child{text-align:left}
.tick,.cross{display:inline-flex;width:28px;height:28px;border-radius:50%;align-items:center;justify-content:center}
.tick{background:rgba(30,122,58,.12);color:var(--ok)}
.cross{background:rgba(185,28,46,.1);color:var(--no)}

/* ---- reviews ---- */
.reviews{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.review{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:22px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:14px}
.review__head{display:flex;align-items:center;gap:14px}
.review__photo{width:64px;height:64px;border-radius:50%;object-fit:cover;border:2px solid var(--border-strong);flex:none}
.review__name{font-weight:700;margin:0;line-height:1.25}
.review__job{margin:0;color:var(--gold);font-size:.88rem}
.review__stats{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:0}
.review__stat--per{grid-column:1/-1}
.review__stat{background:var(--bg-2);border:1px solid var(--border);border-radius:var(--r-sm);padding:8px 10px}
.review__stat dt{font-size:.72rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em}
.review__stat dd{margin:2px 0 0;font-weight:700;font-size:.95rem;white-space:nowrap}
.review__stat--res dd{color:var(--ok)}
.review blockquote{margin:0;color:var(--text);font-size:.97rem}
.note{font-size:.85rem;color:var(--text-muted);margin-top:18px}

/* ---- logos ---- */
.logos{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin:0;padding:0;list-style:none}
.logos li{margin:0;display:flex;align-items:center;justify-content:center;min-height:76px;border:1px solid var(--border);border-radius:var(--r-md);background:var(--surface);color:var(--text-muted);opacity:.95;transition:color .2s,border-color .2s,transform .2s var(--ease)}
.logos img{display:block;height:30px;width:auto;max-width:130px}
.logos li:hover{color:var(--gold);border-color:var(--accent-line);transform:translateY(-2px)}
.xlogo{display:block;height:30px;width:auto}

/* ---- FAQ ---- */
.faq-group{margin-bottom:34px}
.faq{display:grid;gap:10px}
.faq details{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);transition:border-color .2s,box-shadow .2s}
.faq details[open]{border-color:var(--accent-line);box-shadow:var(--shadow-sm)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 18px;font-weight:700}
.faq summary::-webkit-details-marker{display:none}
.faq summary .icon{flex:none;color:var(--gold);transition:transform .22s var(--ease)}
.faq details[open] summary .icon{transform:rotate(180deg)}
.faq__a{padding:0 18px 18px;color:var(--text-muted);animation:faqIn .22s var(--ease)}
.faq__a p:last-child{margin-bottom:0}
@keyframes faqIn{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}

/* ---- calculator + decor chart ---- */
.calc-widget__title,.calc-widget__subtitle{display:none}
.calc-widget__cta{font-family:var(--font) !important;font-size:1rem !important;font-weight:700 !important;min-height:52px;padding-inline:28px !important}
.calc-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:clamp(20px,4vw,48px);align-items:center}
.chart-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:18px;box-shadow:var(--shadow-md)}
.chart-card canvas{display:block;width:100%;height:240px}
.chart-card figcaption{font-size:.82rem;color:var(--text-muted);margin-top:10px}
.chart-legend{display:flex;flex-wrap:wrap;gap:6px 16px;margin:0 0 8px;padding:0;list-style:none;font-size:.82rem}
.chart-legend li{margin:0;display:flex;align-items:center;gap:6px;color:var(--text-muted)}
.chart-legend i{width:10px;height:10px;border-radius:3px;display:inline-block}

/* ---- company facts, callouts, lists ---- */
.facts{list-style:none;margin:0 0 1em;padding:0;display:grid;gap:12px}
.facts li{display:flex;gap:12px;margin:0;align-items:flex-start}
.facts .icon{color:var(--gold);flex:none;margin-top:3px}
.callout{display:flex;gap:14px;padding:18px 20px;border-radius:var(--r-md);background:var(--gold-tint);border:1px solid rgba(58,38,35,.2);margin:0 0 1.4em}
.callout .icon{color:var(--gold);flex:none;margin-top:2px}
.callout p:last-child{margin:0}
.callout--red{background:var(--accent-tint);border-color:var(--accent-line)}
.callout--red .icon{color:var(--accent-text)}
.map-embed{border:1px solid var(--border-strong);border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-md);aspect-ratio:16/9;min-height:320px;max-width:100%;background:var(--surface)}
.map-embed iframe{width:100%;height:100%;border:0;display:block}
.prose{max-width:78ch}
.prose h2{margin-top:1.8em}
.prose h3{margin-top:1.4em}
.doc-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:clamp(24px,4vw,56px);align-items:start}
.toc{position:sticky;top:calc(var(--header-h) + 20px);background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);padding:18px}
.toc h2{font-size:.95rem;margin:0 0 .7em}
.toc ol{margin:0;padding-left:1.1em;font-size:.9rem}
.toc a{color:var(--text-muted);text-decoration:none}
.toc a:hover{color:var(--gold)}
.pill{display:inline-block;padding:3px 10px;border-radius:99px;background:var(--accent-tint);color:var(--accent-deep);font-size:.78rem;font-weight:700}
.pill--gold{background:var(--gold-tint);color:var(--gold)}
.vac{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:18px;align-items:center}
.vac__meta{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0 0}
.cta-band{border-radius:var(--r-lg);padding:clamp(28px,4vw,48px);background:linear-gradient(120deg,var(--accent-deep),var(--accent) 60%,#D8412F);color:var(--cream);position:relative;overflow:hidden;display:flex;flex-wrap:wrap;gap:20px 32px;align-items:center;justify-content:space-between;box-shadow:var(--shadow-md)}
.cta-band::after{content:"";position:absolute;right:-40px;top:-40px;width:220px;height:220px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='-50 -50 100 100'%3E%3Ccircle r='46' fill='none' stroke='%23FFFFFF' stroke-opacity='.55' stroke-dasharray='2 6'/%3E%3Ccircle r='30' fill='none' stroke='%23FFFFFF' stroke-opacity='.5'/%3E%3Cpath fill='%23FFFFFF' fill-opacity='.7' d='M0-18l4.2 12.9h13.6L6.8 3.5l4.2 12.9L0 8.4l-11 8 4.2-12.9L-17.8-5.1h13.6z'/%3E%3C/svg%3E") no-repeat center/contain;pointer-events:none}
.cta-band h2,.cta-band p{color:var(--cream);margin:0}
.cta-band__text{max-width:56ch;position:relative;z-index:1}
.cta-band .btn{position:relative;z-index:1}
.cta-band .btn--primary{background:var(--cream);color:var(--accent-deep)}
.cta-band .btn--primary:hover{background:#fff;color:var(--accent-deep)}


/* ---- document pages ---- */
.page-head{position:relative;overflow:hidden;isolation:isolate;padding-block:clamp(32px,5vw,64px) clamp(28px,4vw,48px);background:var(--bg-2);border-bottom:1px solid var(--border)}
.page-head .hero__bg::after{background:linear-gradient(90deg,rgba(245,238,233,.95) 0,rgba(245,238,233,.75) 50%,rgba(245,238,233,.15) 100%)}
.page-head__inner{max-width:820px}
.page-head p{font-size:1.08rem;color:var(--text);margin-bottom:0}
.doc-section{display:grid;grid-template-columns:50px minmax(0,1fr);gap:4px 20px;padding:26px;margin:0 0 18px;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);scroll-margin-top:calc(var(--header-h) + 20px)}
.doc-section>.icon-badge{grid-row:1/span 6}
.doc-section h2{font-size:1.28rem;margin:0 0 .5em}
.doc-section h3{font-size:1.02rem;margin:1em 0 .4em;color:var(--gold)}
.doc-section p,.doc-section ul,.doc-section ol{grid-column:2;color:var(--text)}
.doc-section p:last-child,.doc-section ul:last-child{margin-bottom:0}
.doc-section .tip{grid-column:2;margin:12px 0 0;padding:12px 14px;border-left:3px solid var(--gold);background:var(--gold-tint);border-radius:0 var(--r-sm) var(--r-sm) 0;font-size:.95rem}
.doc-flat h2{margin-top:1.8em;scroll-margin-top:calc(var(--header-h) + 20px)}
.doc-flat h2:first-child{margin-top:0}
.doc-flat h3{margin-top:1.3em;font-size:1.05rem;color:var(--gold)}
.doc-flat p,.doc-flat li{color:var(--text)}
@media (max-width:560px){
  .doc-section{grid-template-columns:1fr;padding:20px}
  .doc-section>.icon-badge{grid-row:auto;margin-bottom:8px}
  .doc-section p,.doc-section ul,.doc-section ol,.doc-section .tip{grid-column:1}
}

/* ---- footer ---- */
.site-footer{margin-top:clamp(40px,6vw,80px);border-top:1px solid var(--border);background:linear-gradient(180deg,var(--surface),var(--bg));padding-block:clamp(36px,5vw,64px) 28px}
.site-footer__top{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.5fr);gap:clamp(24px,5vw,64px);padding-bottom:32px;border-bottom:1px solid var(--border)}
.site-footer__brand p{color:var(--text-muted);max-width:44ch;margin:14px 0}
.site-footer__contact{list-style:none;padding:0;margin:0;display:grid;gap:8px;font-size:.92rem;color:var(--text-muted)}
.site-footer__contact li{display:flex;gap:10px;margin:0}
.site-footer__contact .icon{color:var(--gold);flex:none;margin-top:3px}
.site-footer__contact a{color:var(--text)}
.site-footer__cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:24px}
.site-footer__h{font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin:0 0 12px}
.site-footer__col ul{list-style:none;margin:0;padding:0}
.site-footer__col li{margin:0 0 7px}
.site-footer__col a{color:var(--text-muted);text-decoration:none;font-size:.92rem}
.site-footer__col a:hover{color:var(--text)}
.site-footer__disclaimer{padding-block:24px;font-size:.82rem;color:var(--text-muted);border-bottom:1px solid var(--border)}
.site-footer__disclaimer p{margin:0;max-width:110ch}
.site-footer__copy{margin:20px 0 0;font-size:.82rem;color:var(--text-muted)}

/* ---- special offer ---- */
.offer-badge{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:99px;background:var(--gold-tint);border:1px solid rgba(58,38,35,.25);color:var(--gold);font-weight:700;font-size:.85rem;margin-bottom:16px}
.offer-bonus{display:flex;flex-wrap:wrap;gap:14px;margin:20px 0 0}
.offer-bonus__item{background:rgba(255,255,255,.9);border:1px solid var(--accent-line);border-radius:var(--r-md);padding:12px 18px}
.offer-bonus__item strong{display:block;font-size:1.35rem;color:var(--gold);line-height:1.2}
.offer-bonus__item span{font-size:.85rem;color:var(--text-muted)}
.so-modal{position:fixed;inset:0;z-index:300;display:none;align-items:center;justify-content:center;padding:16px}
.so-modal.is-open{display:flex}
.so-modal__overlay{position:absolute;inset:0;background:rgba(36,24,23,.62);backdrop-filter:blur(3px);animation:fadeIn .2s var(--ease)}
.so-modal__card{position:relative;width:min(560px,100%);max-height:calc(100vh - 32px);overflow:auto;background:linear-gradient(180deg,var(--surface-2),var(--surface));border:1px solid var(--border-strong);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);padding:22px 22px 26px;animation:popIn .26s var(--ease)}
.so-modal__close{position:absolute;right:12px;top:12px;width:40px;height:40px;border-radius:50%;border:1px solid var(--border-strong);background:var(--bg);color:var(--text);font-size:1.5rem;line-height:1;cursor:pointer;z-index:2;display:flex;align-items:center;justify-content:center}
.so-modal__close:hover{border-color:var(--gold);color:var(--gold)}
.so-modal__img{display:block;width:100%;height:auto;border-radius:var(--r-md);margin:0 0 16px}
.so-modal h2{font-size:1.6rem;margin-bottom:.4em}
.so-modal p{color:var(--text);margin-bottom:.8em}
.countdown{display:flex;align-items:center;gap:6px;margin:16px 0 20px;justify-content:center}
.countdown__box{min-width:68px;text-align:center;padding:10px 6px 8px;background:var(--bg);border:1px solid var(--border-strong);border-radius:12px}
.countdown__num{display:block;font-size:2rem;font-weight:800;font-variant-numeric:tabular-nums;color:var(--gold);line-height:1.1}
.countdown__lab{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted)}
.countdown__sep{font-size:1.6rem;font-weight:800;color:var(--accent-text);padding-bottom:12px}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes popIn{from{opacity:0;transform:translateY(12px) scale(.97)}to{opacity:1;transform:none}}
body.modal-open{overflow:hidden}

/* ---- reveal ---- */
.js .reveal{opacity:0;transform:translateY(10px);transition:opacity .5s var(--ease),transform .5s var(--ease)}
.js .reveal.is-in{opacity:1;transform:none}

/* ---- 404 ---- */
.nf{text-align:center;padding-block:clamp(48px,9vw,120px)}
.nf .il{max-width:420px;margin:0 auto 28px}

/* ---- responsive ---- */
@media (max-width:1100px){
  .site-nav__link,.site-nav__trigger{padding:0 9px;font-size:.9rem}
  .doc-grid{grid-template-columns:1fr}
  .toc{position:static}
}
@media (max-width:960px){
  .nav-toggle{display:inline-flex}
  .site-nav{position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:12px;background:var(--bg);border-bottom:1px solid var(--border);padding:12px clamp(16px,4vw,40px) 20px;max-height:calc(100vh - var(--header-h));overflow:auto;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .18s var(--ease),transform .18s var(--ease),visibility .18s;box-shadow:var(--shadow-lg)}
  .site-nav.is-open{opacity:1;visibility:visible;transform:none}
  .site-nav__list{flex-direction:column;align-items:stretch;gap:0}
  .site-nav__link,.site-nav__trigger{width:100%;justify-content:space-between;height:50px;font-size:1rem;border-bottom:1px solid var(--border);border-radius:0}
  .submenu,.has-menu--documents .submenu,.has-menu--learn .submenu{position:static;left:auto;right:auto;display:block;min-width:0;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;background:transparent;padding:0 0 0 12px;max-height:0;overflow:hidden;transition:max-height .24s var(--ease)}
  .submenu::before{display:none}
  .has-menu.is-open>.submenu{max-height:900px}
  .has-menu:hover>.submenu{max-height:0}
  .has-menu.is-open:hover>.submenu{max-height:900px}
  .site-nav__cta{width:100%}
  .site-footer__top{grid-template-columns:1fr}
  .calc-grid{grid-template-columns:1fr}
}
@media (max-width:900px){
  /* mobile: title, then the form, then the rest of the hero text */
  .hero__grid{grid-template-columns:minmax(0,1fr);grid-template-areas:"title" "form" "body" "links";grid-template-rows:none;row-gap:22px}
  .hero__links{flex-wrap:wrap}
  .hero__title{align-self:start}
  .hero__bg::after{background:linear-gradient(180deg,rgba(251,247,244,.88),rgba(251,247,244,.84))}
  .split,.split--wide-left,.split--wide-right{grid-template-columns:1fr}
  .grid--2{grid-template-columns:1fr}
  .vac{grid-template-columns:1fr}
}
@media (max-width:560px){
  .step{grid-template-columns:38px minmax(0,1fr);padding:16px}
  .btn{padding:0 18px}
  .countdown__box{min-width:60px}
  .countdown__num{font-size:1.65rem}
  .hero-link{width:100%}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important}
  .js .reveal{opacity:1;transform:none}
}

@media (max-width:560px){
  .urgency-strip{font-size:.68rem}
  .urgency-strip__inner{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;padding-block:7px}
  .urgency-strip p{flex-direction:column;text-align:center;gap:2px;line-height:1.25}
  .urgency-strip .icon{width:14px;height:14px}
}

.so-modal__close{background:var(--surface)}
.countdown__box{background:var(--surface)}
.countdown__num{color:var(--accent)}